Add Your First Transaction

Transactions are how you record what happens to your money in Moneyscope.

You can add a transaction any time by selecting the + button in the bottom navigation. This opens the transaction form, where you can choose whether you want to record spending, income, or a transfer between your own accounts.

The 3 transaction types

Before adding a transaction, choose the type that matches what happened.

Type	When to use	Examples	What it does
Outflow	Money leaves one of your accounts because you spent it.	groceries, rent, coffee, fuel, subscriptions	Decreases the account balance; requires a category; counts toward spending in your budget.
Inflow	Money comes into one of your accounts.	salary, freelance payment, refund, gift received	Increases the account balance; requires a category; helps track income.
Transfer	Money moves between your own accounts.	checking to savings, paying a credit card from checking, moving money into an investment account	Moves money out of one account and into another; does not use a category; does not count as spending or income in your budget.

Tip: If you are paying your credit card from another one of your own accounts, use Transfer, not Outflow.

How to add a transaction

1. Select the + button in the bottom navigation.
2. Choose Outflow, Inflow, or Transfer at the top of the form.
3. Enter the amount.
4. Select the account.
5. If you chose Outflow or Inflow, select a category.
6. Optionally add a payee, date, memo, or cleared status.
7. Select Save or Done.

What each field means

Field	Description
Amount	Enter the transaction amount. Moneyscope supports simple calculations like 50+25 or 100-15.
Account	Choose which account is affected. For Outflow, select the spending account; for Inflow, select the receiving account; for Transfer, select both From and To accounts.
Category	Required for Outflow and Inflow (expense and income categories respectively). Transfers do not use categories. You can create a new category while adding a transaction.
Payee	Optional. Record who you paid or received money from (store, employer, person, service provider).
Date	Defaults to today. You can choose past or future dates, including for scheduled transactions.
Cleared	Toggle on when the transaction has posted and matches your real account activity. Leave off if pending.
Repeat	Optional. Enable for recurring transactions and choose a schedule (daily, weekly, monthly, yearly, or custom). Managed later in Scheduled Transactions.
Memo	Optional. Use for notes, details, or reference numbers.

Transaction examples

Amount	Type	Category	Account	Date	Payee	Memo	Cleared	Repeat
$3000	Inflow	Salary	Card	10.01.2026	Employer	January salary	Yes	Every month on the 1st day
$85	Outflow	Groceries	Cash	12.01.2026	Fresh Market	Weekly grocery shopping	Yes	No repeat
$500	Transfer	Not used	From: Card, To: Savings	15.01.2026	Not used	Move money to savings	Yes	No repeat

Important things to know

Expense transactions work only from budget accounts

If you are working with a non-budget, loan, saving, or investment account, Moneyscope restricts expense entry and may switch you to Inflow instead. Budget accounts support all three transaction types.

Transfers cannot use the same account twice

For a transfer, the From account and To account must be different.

Categories are required for spending and income

If you choose Outflow or Inflow, you must select a category before saving.

Common questions

Question	Answer
Should I use Outflow or Transfer for a credit card payment?	Use Transfer if you are moving money from one of your own accounts to the credit card account.
Why can’t I choose a category for Transfer?	Because transfers only move money between your own accounts and do not count as spending or income.
Can I add a transaction for a future date?	Yes. You can choose a future date, and repeating transactions can also be scheduled.
Can I create a new category while adding a transaction?	Yes. You can create one from the category picker without leaving the transaction flow.

Tips

• Use Outflow for spending, Inflow for money received, and Transfer for moving money between your own accounts
• Add a payee if you want clearer history and smarter suggestions later
• Use Repeat for salary, rent, subscriptions, or other recurring activity
• Keep your transaction dates accurate so your monthly view stays useful

Related articles

• Getting Started with Moneyscope
• Use the Home Screen
• Scheduled Transactions
• Transactions